Online Banking Script With SMS Notification – Free Download

If you are looking for an online banking script then you are at the right place. We have a well-packaged script for you here which is perfect for internet banking.

In the latest update, we have made provisions for transfer charges by the admin, editing each of the transfer codes from a spot, creating a progress bar for the transfer process, and fix of bugs.

We named this bank script Bitbank because of some bitcoin features integrated inside of it.

We built this online banking script with the mindset of standard software that will be perfect for a microfinance bank.

The Bitbank is a perfect responsive online banking script project, with lots of amazing features, that will meet the need of your online banking project.

This script was built originally for a postgraduate student who claimed it was for his project work. He provided most of the features of this script, and over time we have included more features to standardize it.

According to him the project has been “done and dusted” successfully, so it is of no use hiding this project from the world. We then decided to displayed it on our website for a token, so those who have similar features or specifications on their project can make use of it.

Note that this script has a special mobile template, you see its beauty when you access the user’s dashboard from a mobile device.

About Bitbank online banking script

Our online banking system is developed with the latest version of PHP (PHP 7) which made it compatible will with most web hosting packages.

The script is 100% mobile responsive and comes with 4 unique front-end to choose from, you can change any by editing the HTML, or replace with your own custom front-end.

The script is a full CMS, that is the admin can make lots of changes with zero coding knowledge from his dashboard, by simply clicking or entering values.

Languages used on the Bitbank Script

Depending on your specialization you can use any supported language to develop an online banking platform. But while developing the Bitbank Script we made use of four languages. PHP, JavaScript, Ajax and HTML. For the database we used MySQL.

PHP was used for the server-side, Javascript was used to perfect some functionalities. To enable a web page to load on the same page we integrated Ajax in some part of our script.

How online banking works

There is no perfect way to build online banking, it all depends on what you actually want and what the developer can do.

For the Bitbank script, we built it in a way to enables it to suit many purposes.

Features of Bitbank online banking script

1. 4 front ends: we added four free front ends, one of them will definately suit your needs.
2. Admin dashboard: the admin dashboard is very robust with so many features. The admin has a unique link and credentials to make use of during login. The admin also can change their password from the default credentials, or once they feel the credentials have been compromised.
3. Users registration: easy registration for users, after registration, the system automatically generates an account number for the user. The users will receive a welcome email with the allocated account number.
4. User’s login: every user logs in with their account number, password, and pin. This is possible only when the account has been verified/activated by the admin, else the user will get a notice to contact their account manager.
5. User’s image: during registration the user can add an image of themselves. But if they skip this process the admin can as well upload an image for them from his dashboard.
6. Account verification: no user can log in to their user’s dashboard until their account has been verified and activated by the admin.
7. Three transfer methods: the admin has the option to choose the transfer the user makes use of. In the first method, the user will be asked to provide 3 password steps to execute the transfer (COT, IPN & IMF). While in the second transfer method the transfer goes immediately without asking the user to provide anything. The third transfer method sends a one-time password either via SMS or Email to execute the transfer.
8. Transfer codes edit: all the transfer codes can be edited by the admin.
9. Transfer charges: on the latest update the admin can now set the percentage of the transfer that will be the charges of the transfer.
10. Transfer activation and transfer lock: aside from having 2 transfer options, the admin can also block a user from making transfers.
11. Transfer receipt: at the completion of each transfer, the system automatically generates a receipt of the transaction.
12. Domestic and International transfer: the user can make either domestic or International transfers on each transaction.
13. Bank news: from the admin dashboard, the admin can publish news which every user will see once they log in to their dashboard.
14. Unlimited users: Bitbank supports as many users as possible that are registered on the system.
15. User account statement: the user can view their bank statement and other details once they are logged in.
16. Edit transactions: from the admin end, all transaction details including the transaction date and description can be edited at any point in time.
17. Bitcoin deposit: users can make deposits to their accounts via bitcoin. The sum will be paid to the admin bitcoin wallet which was added to the admin dashboard. Once the payment is confirmed, the admin can then credit the user. To make the bitcoin deposit easy for the user the BTC wallet id QR code will be automatically generated.
18. Loan request: users can request a loan on this bank script. Once the loan is approved by the admin, the requested sum will be automatically added to the user’s account balance as well as the user’s bank statement.
19. Card request: a user can also request a card, this can be, for example, a credit card or debit card. After the request, the admin chooses to approve it or not.
20. Dashboard chat: the user can write a message to the admin right from their user panel, and the admin sees it and reply.
21. Admin Credit/debit: the admin can credit or debit each with any sum of their choice, and add a description.
22. Email notifications: the users receive email on registration, logins, account activation, debit alerts, and loan approvals.
23. SMS notification: users receive SMS on OTP, debit alert, and credit alert. To activate the SMS you will have to register on Twilio and get their SMS APIs, add them in the admin settings.
24. Decrypted users information: the admin can view all the user’s information and can edit it too. With this function, if a user has an issue with their account, the admin can logon the see what’s wrong. The user will receive an email notification once someone logs into the account. Although this function is not web standard, every user should have privacy for their information. In a usable bank project, it shouldn’t be in such form.
25. Unlimited currencies: on default, the currency is USD, but the admin can change it to any other currency of their choice on the admin settings.
26. Users login tracker: the user gets an immediate email reviling the IP address, the browser name, and other cookies information of anyone logging in to their account. The email tells them to contact their account office if they know nothing about the login.

Who Needs The Bitbank Bank Software

1. Corporative societies
2. Students on a related project
3. Contribution agencies
4. Microfinance banks
5. Web developers

View Live Demo

Bitbank Price

Script Cost is 50K naira or $120 if interested,

WhatsApp or call developer on +2348035606050

Online Banking Script Details

We can also help in the installation and further customization.

Admin Dashboard Image

Users Dashboard Image

**DISCLAIMER**

Using our script you will be 100% responsible for your web security. We have done our best to make sure this script is highly secured, but we do not give any guarantee. And as well we will not be linked to any loss or damage you may encounter while using this script.

We do not guarantee that our scripts are not hackable, if you are using our script you will be responsible for your cybersecurity.

Our scripts are built for educational and research purposes, we do not support using them for illegal or illegitimate purposes, using it is fully at your own risk.

**SECURITY**

On your cPanel/server it is advisable to activate 2FA for a better security. Once a hacker is able to hack into your server they will have full access to every script and database on it.

The most sensitive thing on most scripts are the wallet addresses and payment gateways (if any). We strongly advise you create a user account where you will monitor the wallet addresses and other thing your site users are seeing on their end. This will help you easily detect most abnormalities that may occur on your site.

**BACKUP**

Anytime you want to make an edit to the code always remember to take a full backup of the file and database, so you will have something to fall back on if you encounter issues.

Always use a hosting package that provides automated backup of your file on daily or/and weekly bases as the case may be. This will help you to always restore your site to its previous state if need be.

**DOMAIN NAME**

While purchasing a domain, that's if you choose to take your site online, it is always advisable to buy a domain name that is not similar to an existing name on the internet, to prevent your site to be seen as deceptive.

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This script is for academic and personal training on web development only; we will not be held responsible for any damage or abuse of this script in any way.