This is called the Smart Bank – Online Banking Script source code developed in PHP, HTML, JavaScript, and uses a MySQL database.

Some new amazing features on this new bank source code are; unlimited transfer codes, unlimited digital payment methods, unlimited beneficiary bank, saving of beneficiary, transfer charges, email OTP on users’ login, and many more.

This Online Bank web application has undergone different levels of update making it one of the best online bank scripts you can find at an almost free price.

This Internet banking portal script provides a kind of banking service that gives you complete control over all your banking demands online.

Our Smart Bank script is perfect for a mini bank, corporative, fund contribution groups, and also perfect for web developers who want to learn more. That is the reason why we wrote our code in a simple manner, very easy to understand, the codes can easily be tweaked without any difficulty.

This project was initially developed for an undergraduate school project, but over time, other banking features had been added base on students’ demands. It is now suitable for the postgraduate level.

The most interesting thing about the coding behind this project is that it is well simplified; we used the HTML and PHP comment syntax in almost all the lines of code for easy understanding.

So it is not just about viewing the codes, but understanding the whole instructions and being able to manipulate it to suit your need for a bank script.

This PHP banking script was built in such a way you can easily add any template to the front end; all that is required is little HTML knowledge. So it’s now goodbye to supervisors’ wahala.

We embedded a demo video of the interface and functionalities of this online banking script. You can take your time and go through it to see how amazing it is. We believe it will be a starting point for anyone who has a similar project, just for a token.

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Smart Bank Script Features

  • 100% mobile responsive: both user and admin dashboards are fully responsive; this means that this online banking software can be managed using small devices, like mobile phones and tablets, without needing to drag contents.
  • Advanced Admin control panel: this internet bank script was built as a full content management system (CMS), which means that most of its features can be navigated from the administrator panel. This will reduce the stress of most functionalities.
  • Frontend CMS: The front vital details, such as the logo, name, phone number, and address can be updated by the admin
  • Supports unlimited currencies: no matter the currency you want this online banking script to use, that will not be a problem. All you need to do is to put the currency symbol in the admin settings.
  • Unlimited digital deposit: because of constant demand and the trend in cryptocurrencies and other digital payments, we decided to make it possible for the admin to be able for users to make deposits via Bitcoin.
  • Three transfer methods: on this internet bank script, we developed it with three different transfer methods, for each user that registers on the platform, the admin will have to select the transfer method he wants the users to always make, and can as well switch it back at will. The transfer methods are; transfer with codes, transfer with email OTP, and direct transfer.
  • Transfer progress: the transfer progress is shown in percentage and a progress bar, only if you are activated transfer with code for the particular user. During the different stages of the progress, each code is requested, and if correctly input it progress to the next.
  • Printing of transfer receipt: After every transfer, a receipt bearing the transfer details will pop up.
  • Transfer activation and deactivation: the admin has the privilege to activate or deactivate transfer for every user. It’s just a simple switch.
  • Statement of account: every customer can view and print their bank statement in pdf or Excel format on this online banking script.
  • Transfer charge: a provision for transfer charges that is adjustable base on a percentage by the admin. For instance, if the admin sets the transfer charge at 2% and a user transfers $1000 they will be charged $20 for that transfer.
  • Customer’s image/picture: customer can add their image during registration, if they miss this step, the admin can at any time upload an image for bank customers.
  • Editable transfer details by admin: details of every transaction made can be edited by the administrator, and it will reflect on the bank statement of account.
  • Loan application: every user can apply for a bank loan. If approved, the sum will be credited to the user. To this effect, the customer will receive an email once the loan gets approved.
  • Account verification by admin:  After successful registration, the bank customer won’t be able to log in, he gets a notice that his account has not been approved.
  • User’s Email Notification on Registration: on our online bank script, every registered user gets an email on verification, Transfer, Loan Approval, mobile deposit, and login IP Address.
  • Login Email OTP: If activated, customers will be sent a code to their emails, which they will use to initiate the login.
  • Fund transfer by admin and customers: the admin can transfer funds to any user on this banking platform.
  • Easy customer registration form: the registration is of 4 easy steps, which is mobile responsive.
  • Unlimited customers: there is no limit to the total number of users that can register on the online banking script when installed.
  • Customers’ transaction history: every customer can check their transaction history with just a click on the dashboard.
  • Hidden Admin Login pages: the admin login page is hidden from customers for security purposes.
  • Watch the video to see more features.

Advantages of Our Bank Script

  • We provide after-sales support.
  • Amazing frontend, editable by the admin
  • Free updates once available
  • Easy to modify the code
  • Suites all internet bank project
  • Loads super fast
  • SEO optimized
  • Latest PHP version (PHP 7)
  • Full content management system (CMS)
  • Mobile responsive
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Online Banking Script Details

Script Name Smart Bank (request the name if making a manual purchase)
Admin Username
see the read-me file
Admin Password see the read-me file
Admin Login URL see the read-me file
Customers Login URL see the read-me file
Languages HTML, PHP, MYSQL, JavaScript and CSS
Database Location Folder see the read me file
Contains 2480 Files/Folders
Download Type Zip file
PHP Version 7+
Download Size 89MB
Status Tested and working perfectly online and offline
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Script cost ₦60K or $50

You can chat us up on WhatsApp or give us a direct call “+2348035606050“.

We also accept Bitcoin.

bitcoin script

We can also help in the installation and further customization.

CALL: +2348035606050
WHATSAPP: +2348035606050

Server Requirements

  • Shared hosting or VPS
  • PHP 7.1 or higher
  • Must support MySQL

How to install this bank script

The Smart Bank – Online bank script comes with a readme file that will guide you on how to install the script, but this is a brief below.

  1. Download the file
  2. Unzip the file
  3. Unload the file to a live server or local server
  4. Create a database
  5. Create a database user and set a strong password for it
  6. Add the database user you created to the database you just created, and grant all privileges to the user (for those on the live server).
  7. Go to  phpMyAdmin and import your script database file to your database (see the read me file)
  8. Edit the configuration file to your server information (edit database name, database user, and database password, it will be found in see the read me file)
  9. Create webmail, (the email that will be responsible for all mails)
  10. Use your web browser to locate the site.
  11. Login to your admin, go to settings, add the webmail you created, bank name, and logo.

Although we have done a thorough scan of all files on our website, we still insist you perform a personal scan on every file downloaded from the internet with an updated antivirus.


More Images Below



Admin Dashboard Images


Customer’s Dashboard Images


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This script is for academic and personal training on web development only; we will not be held responsible for any damage or abuse of this script in any way.